NOTIFICATION IN ACCORDANCE WITH CHAPTER 2, PARAGRAPH 9 OF THE SECUTITIES MARKET ACT

We have been informed that the percentage of the votes and share capital of Incap Corporation owned by Sampo Enterprice Insurance Company has exceeded one twentieth on 9 Dec. 1999. Sampo Enterprice Insurance Company Limited(trade register number 568.750) is part of Sampo Group, where the dominant influence is held by Sampo Insurance Company Plc. as the parent company.



Shareholder Number of Percentage of Percentage of
shares share capital,% votes,%

Sampo Enterprice 245,153 6.98 6.98
Insurance
Company Limited

Sampo Life 99,700 2.84 2.84
Insurance
Company Limited

Sampo Group total 344,853 9.82 9.82


The share capital of Incap Corporation consists of 3,510,110 shares with altogether 3,510,110 votes.

Oulu, 13 Dec. 1999

INCAP CORPORATION

Tero Frey

President & CEO