NOTIFICATION IN ACCORDANCE WITH CHAPTER 2, PARAGRAPH 9 OF THE SECURITIES MARKET ACT

We have been informed that If Skadeförsäkring Holding Ab (publ) has made an agreement resulting in the fact that the total percentage of share capital of Incap Corporation owned by If Skadeförsäkring Holding Ab (publ) exceeds 5 %.

Company: If P&C Insurance Company Ltd, company code 1614120-3

Number of shares before the agreement: 0 pcs and upon realisation of the agreement: 245.153 pcs

Percentage of the shares and votes before the agreement: 0 % and upon realisation of the agreement: 6,98 %.

Date of change in ownership: 2 January 2002

Contract parties: Sampo plc, Storebrand ASA, Försäkringsaktiebolaget Skandia (publ.), Storebrand Skadeforsikring AS and Varma Sampo Mutual Pension Insurance Company.


Espoo, 4 January 2002


INCAP CORPORATION


Hannele Pöllä
Communications Manager



DISTRIBUTION
Helsinki Stock Exchanges
Major media